CHOOSING THE RIGHT PAYMENT PROGRAM FIT WITH YOUR BUSINESS

Streamline Your Payments with Reliable Credit Card Processing

Credit cards are now one of the most popular payment methods, making credit card processing an essential part of any successful business. By accepting credit cards, your company can unlock more sales opportunities and reduce lost revenue due to limited payment options.
Whether you run a salon, retail store, or restaurant, accepting credit cards is no longer optional – it’s a must for in-person transactions.
Direct Payment Services makes it easy for your business to set up merchant account processing quickly and affordably. With our solution, you can start accepting credit cards in no time and enjoy lower processing fees than you might expect.
Let us help you simplify payments, boost sales, and provide your customers with a smoother checkout experience.

Lowest Price Guarantee On Payment Processing

Direct Payment Services, Inc. offers the most competitive credit card processing rates by eliminating intermediaries. Our direct partnerships ensure businesses get the best pricing, maximizing savings & efficiency.

CUSTOMER PAY PROGRAMS

Surcharge Program

– Adds a small fee to credit card transactions to cover processing costs.
– Fully compliant with state regulations (not allowed in some states).
– Debit cards cannot be surcharged per federal law.
Example: A $100 purchase with a 3% surcharge means the customer pays $103 with a credit card.

Cash Discount Program

– Offers a discount to customers who pay with cash, check or store-branded gift card, instead of increasing prices for credit card users.
– The posted price includes the processing fee, but cash-paying customers receive a discount.

Example: A listed price of $100 is reduced to $97 when paying with cash.

MERCHANT PAY PROGRAMS

Flat Rate Pricing

– Simple and Predictable: A single rate applied to all transactions, regardless of the card type.
– Transparent Fees: No hidden charges, making it easy to calculate processing costs.
– Best for Small to Medium Businesses: Ideal for businesses with consistent transaction volume and lower sales value.

Example: 2.0%

Interchange + Pricing

– Variable Rates: Fees are based on the card type, transaction size, and other factors.
– Lower Rates for Qualified Transactions: May offer lower fees for certain types of cards and transactions.
– Best for Larger Businesses: Suitable for businesses with high volume and varied transaction types, as it can offer better rates with proper management.

Example: Rates vary from 1.2% to 3.5% based on card type

Choosing between the Customer Pay vs. Merchant Pay model depends on your business’s transaction patterns and goals. Direct Payment Services can assist in selecting the most cost-effective pricing model tailored to your needs.

NO CONTRACT – NO SET UP FEE

At Direct Payment Services, we focus on making payment processing easier, cost-effective, and tailored to your needs. With no long-term contracts and zero setup fees, our goal is to provide businesses with a reliable, hassle-free solution to accept payments.

Accept All Major Cards

Fast & Secure

No Hidden Fees

24/7 Customer Support

Next-Generation Payment Technology for Fast, Secure Transactions

Our mobile device combines 4G LTE, WLAN, Bluetooth, and cameras to provide fast, secure payment processing and enhanced business functionality. Streamline your checkout and improve operations with this versatile solution.

No Equipment Costs

  • Security: PCI PTS 6
  • Storage: Micro SD
  • Cards: Contact & Contactless
  • Display: 5.5" Touch
  • Battery: 2600 mAh Li-Ion
  • Connectivity: 2G/3G/4G LTE, Wi-Fi, Bluetooth

We’re Here to Protect You: Safeguarding Your Business from Fraud

Dealing with chargebacks and disputes can be a challenge for any business, especially when customers file disputes without valid reasons. At Direct Payment Services, we have a dedicated legal team ready to step in and defend your business.

We protect your business from chargebacks.

When a customer disputes a purchase, our legal team quickly steps in to manage the situation and prevent unnecessary chargebacks, ensuring your business is protected.

We resolve disputes efficiently.

Our team uses all available information to defend your business against unfair disputes and gathers the necessary evidence to prove that the charge is legitimate.

We provide guidance to avoid future disputes.

In addition to resolving disputes, we offer advice and recommendations to help you reduce the risk of chargebacks in the future and protect your business.

Reliable Payment Solutions to Power Your Business

With no annual fees, no contracts, and no equipment costs, we are the ideal choice for payment processing. Our flexible payment options help businesses streamline operations, improve customer experience, and stay ahead of the competition.

Price Match Guarantee

Our price match guarantee ensures you’re always getting the best deal. Find a lower rate, and we’ll beat it or offer the same price.

Next-Day Funding

Access your funds faster. Money becomes available on the next business day after it’s deposited

Auto Batch-Out Feature

Our auto batch-out feature optimizes costs by automatically batching transactions at the end of the day, lowering processing fees and making the process hassle-free.

Fast & Secure Payment Processing

Experience fast and reliable payment processing with our powerful software and secure hardware. We use advanced technology to ensure that every transaction is smooth and protected.

PCI Compliance

Your business’s security is our priority. We are fully PCI compliant, ensuring that your customers’ data is always protected during every transaction.

Scalable Solutions

As your business grows, our solutions scale with you. Whether you’re a small business or a large enterprise, we have the tools and services to support your payment needs.